Borrowing Power Calculator

How It Works

Calculate your borrowing power

Enter a few details for an instant estimate. Our adviser Samkit Talajia can then give you a precise figure from real NZ lenders.

1

Enter your detailsIncome, expenses and existing debts
2

Get your estimateSee your borrowing range instantly
3

Speak to an adviserGet a precise figure from real lenders

Free

Disclaimer: This calculator provides estimates for general informational purposes only and should be used as an indication, not as financial advice, quotes, or loan pre-qualification. Results may vary based on lender criteria, your financial situation, credit history, and market conditions. Final loan details will be outlined in your loan contract. Silverstone Financial Services is a licensed Financial Advice Provider. Please consult a qualified adviser before making any financial decisions.

Next Step

Want your exact borrowing power?

Samkit Talajia and the Silverstone team can pull a real figure from NZ lenders and help you find the right mortgage — completely free, no obligation.

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Call +64 22 340 2622

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Talk to a mortgage expert

We’re here to help you take the next step with confidence.

Meet an Expert

Book a free 15-minute call with Samkit Talajia. He’ll walk you through your options and answer any questions about your home loan journey.

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Prefer to talk? Call Silverstone Financial directly and get straight answers about your borrowing power and mortgage options.

+64 22 340 2622

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60 Tāhere Road, Totara Park, Auckland 2019. Book an in-person appointment and we’ll walk you through the home-buying process.

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Borrowing Power Calculator

Calculate your borrowing power