Check your affordability
Enter your income and expenses to see what property price sits comfortably within your budget based on NZ lending guidelines.
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Enter your incomeGross income and existing commitments
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Add your expensesRegular outgoings and living costs
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Get your rangeSee what is affordable and talk to an adviser
Affordability Calculator
Free
Disclaimer: This calculator provides estimates for general informational purposes only and should be used as an indication, not as financial advice, quotes, or loan pre-qualification. Results may vary based on lender criteria, your financial situation, credit history, and market conditions. Final loan details will be outlined in your loan contract. Silverstone Financial Services is a licensed Financial Advice Provider. Please consult a qualified adviser before making any financial decisions.
Want to know what you can afford?
Samkit Talajia and the Silverstone team can give you a clear picture of what NZ lenders will approve — completely free, no obligation.
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Meet an Expert
Book a free 15-minute call with Samkit Talajia. He’ll walk you through your options and answer any questions about your home loan journey.
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