First Home Buyer
What is a First Home Buyer Mortgage?
A First Home Buyer mortgage is a tailored home loan solution designed specifically for individuals or couples purchasing their first property. Whether you’re ready to buy or just starting your journey, this mortgage helps you secure your first home with expert guidance and financial support.
Silverstone Financial is here to guide you every step of the way, offering expert advice and comprehensive support to ensure you feel confident and well-prepared as you buy your first home.
Why Do I Need This Service?
Buying your first home can feel overwhelming — but it doesn’t have to be. Here’s how we make it easier for you:
Expert Guidance through every step of the buying process.
Access to the Best Rates across major banks & private lenders.
Help with KiwiSaver & First Home Grant Applications.
Clear Budget Planning so you know exactly what you can afford.
Stress-Free Loan Approval Process from start to finish.
We can help you to sort out Property Insurance.
How Much Can I Borrow?
The amount you can borrow depends on several factors, including:
Your income and employment stability.
Existing debts or financial commitments.
Your credit history.
The amount you’ve saved for a deposit (including KiwiSaver).
Documents You’ll Need
To get started, you’ll typically need:
- Evidence of deposit
- Confirmation of income
- Account conduct
- ID verification
- Sale & Purchase Agreement
We’ll help you gather and organize everything so your application is smooth and stress-free.
Why Choose Silverstone Financial for First Home Buyer Mortgage?
Step-by-Step Support for First-Time Buyers
We simplify the mortgage process and explain your options in plain language, so you feel confident throughout your home buying journey.
Specialist Knowledge of First Home Schemes
From First Home Loans to Grants and KiwiSaver withdrawals, we’ll ensure you access all the assistance you’re eligible for.
Budget-Focused Guidance
We help you understand what you can afford and how to prepare for ongoing homeownership costs — not just get a loan.
Responsive and Caring Team
No question is too small. We’re patient, available, and passionate about helping first-home buyers succeed.